About Us

Zaim Credit Systems plc is the holding company of a Russian based financial services company Zaim Express LLC (“Zaim” or (“Zaim Express LLC”)). In 2011, Zaim entered Russia’s burgeoning microfinance sector following the introduction of the Microfinance Business Law which enabled non-bank institutions to provide loans to citizens and companies.

Zaim’s core product is providing microloans to Russian consumers. Zaim provides its loans in cash and on its Zaim Express branded bank cards. Loans offered are 30,000 Russian Roubles or less with a maximum duration of 30 days.



Recent News

Check the business reputation and the right to work in the financial market is now possible on the portal of public Services

The Bank of Russia has started providing new services in the Federal state information system "Unified portal of state and municipal services (functions)" (EPSU) to reduce administrative barriers and improve services of electronic interaction with stakeholders. Information on the presence or absence of information about themselves in the databases of the Bank of Russia on business reputation, the maintenance of which is provided by articles 75 and 76.7 of the Federal law of 10.07.2002 № 86-FZ "on the Central Bank of the Russian Federation (Bank of Russia)", the applicants can now get online.

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The Resolution of the government of the Russian Federation on features of disclosure of information on shareholders of IFC is published.

On the official Internet portal of legal information published a Decree of the Government of the Russian Federation from 21.08.2019 No. 1073 "On the disclosure of information subject to disclosure in accordance with part 6 of article 4-3, paragraph 5 and paragraph 2 of article 9 of the Federal law "On microfinance activities and microfinance organizations".

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Deputy Finance Minister Alexei Moiseev: "Microfinance institutions should migrate to the area of banks with a basic license in the next ten years"

Microfinance institutions in the next ten years should move into the category of banks with a basic license. This opinion was expressed in an interview with TASS Deputy Finance Minister Alexei Moiseev.

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Bank of Russia: Russians are actively switching to remote interaction with financial institutions

In 2018, more than half of the adult population of Russia (55.2%) used remote access to Bank accounts, and in 2017 the share of such citizens was 45.1%. The Bank of Russia conducted another measurement of financial accessibility indicators, noting the steady growth of the population's use of remote channels of access to financial services and non-cash payments. The regulator has been conducting such measurements since 2015 and annually notes the important role in improving financial accessibility in Russia of developing remote channels of access to financial services, as well as increasing the speed of access to them.

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